PanGeoInvestment.com        

Our Pan Geo Global Capital Appreciation Portfolio unlevered total rate of return is 64.7% from inception on November 15, 2000 to January 30, 2012 (average annual rate of return is 4.5%). Over this time, it has outperformed its global hybrid benchmark by 58.8%.

Our Pan Geo 100% American Strength Growth Portfolio unlevered total rate of return is 123.5% from inception on July 15, 2002 to January 30, 2012 (average annual rate of return is 8.7%). Over this time, it has outperformed its hybrid U.S. benchmark by 42.7%.

Our Pan Geo Global Green Opportunities ("GO") Fund unlevered total rate of return is -4.9% from inception on May 1, 2011 to January 30, 2012 (average annual rate of return is -6.5%). Over this time, it has underperformed its global benchmark by 4.9%.

Our Private Funds and Portfolios, Ordering Investment Advice

To start at the beginning of our website, link to Welcome page. To order investment advice, contact us concerning your requirements and objectives. The private funds we have available are listed below in table format:

The relative extent of participation by a client in any particular investment fund or portfolio is in accordance with customer perogatives based on their needs, goals and objectives. Initially, any one of the above four funds is available for participation. We allow subsequent transfer of monies from any one or more of our private funds to any other of our fund or funds. However, we never do this without explicit instructions from the client to do so together with their specification of the amount to be transferred from one named fund to another.

You may contact us by mail, email, mail or phone at 1-604-321-0666 or 1-778-848-9671 concerning your requirements. The recommended way to enquire, specify information, needs and objectives, arrange participation in a private fund or place an order for advice is through the mail. Our mailing address is: Pan Geo Investment Inc., 30018 - 8602 Granville St., Vancouver, B.C. V6P 5A0 Canada.

To view our new narrative brochure, scroll down towards the Current Pan Geo Investment Brochure section of this web page. Please refer to the Performance Page for more detailed information about the success of our investment advisory services to date and to view the first 83 countries of our Pan Geo Investment Global Table©.  The 100 countries not currently in our Pan Geo Global Index are shown in the table portion on our Also Eligible Page. Both parts of this table also contains links to major stock exchanges in many countries thereby enabling us to easily visit them by clicking on those links.

Please refer to our Investigations pages to view Pan Geo Investment Eco-Flags Table©™ and our global analysis of ecological risk and survivability. Investigations and Investigations0 pages provide an overview of ecological risks, climate change and other phenomena. Investigations1, Investigations2, Investigations3 and Investigations4 outline our justification and rationale for Sky Blue, Forest Green Eco-Touring Countries™, Dusty, Sandy Brown Afflicted Countries™, Murky, Hazy Crimson Red Sunset Countries™ and Smoky Gray Day, Carbon Black Night Countries™ along with relevant commentary and explanations. Conducting this ongoing investigation helps us immeasurably in our investing efforts here at Pan Geo Investment. More and more important studies, data and information become available virtually on a daily basis concerning the cumulative impacts various industries and activities have on our environment. Investment advisors should assess the implications which we believe are pervasive and far-reaching.

Current Pan Geo Investment Brochure (since Jan. 16, 2012)

The information at PanGeoInvestment.com has not been approved or verified by the United States Securities and Exchange Commission or any state or foreign securities authority.

Pan Geo Investment Inc. has been registered as Investment Advisor with United States Securities and Exchange Commission (U.S. Securities and Exchange Commission (Home Page)) since April 2000. From the outset of registration, Gary Hamill has been the investment advisor for Pan Geo Investment Inc. (also referred to herein as "we" or "our"). Being a registered investment advisor does not imply a certain level of skill or training. We mail potential investment advisory clients a written disclosure statement or brochure upon request. This presentation of our brochure may be copied by, or delivered electronically to, clients or prospective clients.  

1. Brochure Cover Information:

Business Name and Mailing Address: Pan Geo Investment Inc., 30018 - 8602 Granville St., Vancouver, B.C. V6P 5A0 Canada, telephone 1-604-321-0666, 1-778-848-9671.

email address: garyhamill@pangeoinvestment.com.

Place of Business: Pan Geo Investment Inc. is a foreign advisor not resident in United States. We currently do not have a place of business in United States. Unless prospective clients are specifically informed otherwise or make other requests, they can expect to have Gary Hamill as investment advisor if Pan Geo Investment Inc. is engaged in providing investment services to them.

Investment Advisor: Gary Hamill, Chief Operating Officer, Director and Chief Compliance Officer for Pan Geo Investment Inc. Education: MBA (finance, 1988), M.Sc (geophysics, 1982), P.Eng (BC, 1990), CIF (Canadian Investment Finance). In 1981, Gary Hamill was recipient of the Hudson Bay Oil and Gas Scholarship.

Business Experience: Gary Hamill has direct experience in investment advising, portfolio management, software development, seismic data processing and modeling, management consulting and oil and gas exploration and development. During 1980-81, as one of a few sub-consultants working for Petro Canada whose client was People's Republic of China, he advised about state-of-the-art seismic data processing and mapped and interpreted subsea structures beneath a large region of the South China Sea. In 1982-83, he was recognized by a client, Shell Resources Canada, for producing in those still-early days a clearly-written analysis and interpretation of vertical seismic profiles ("VSP"). VSP was a key new technology advance then that led eventually to widespread horizontal drilling and fracturing of shale gas reservoir rocks.

In 1989-90, he contributed substantially to certain federal government program evaluations including a detailed review of, and public report on, acid mine drainage and tailings management that were connected with various mining operations and reclamation projects in Canada. Certain detailed, lengthy, identifiable sections of particular reports were produced solely by him without editing by anyone else.

During the 1990's, Gary Hamill personally received Scientific Research & Experimental Development tax credits from Canada Revenue Agency in three different years for qualifying expenses incurred during development of PI2™ software and prior versions of it (also see section 8 below). In 1997, Microsoft asked him to produce a new version of Portfolio Investor software in Visual Basic™ (as opposed to the earlier Excel™ 4.0 programming language), and he did so. This proprietary PI2 software and its various upgrades to 2012 have enabled routine production of comprehensive, comparative evaluations of securities from around the world.

In tandem with that, since 1997, Gary Hamill has conducted thousands of evaluations of publicly-traded securities issuers, generally in a manner and format conducive to utilization in PI2. Also, based on available information, an assessment of various currency exposures is made for every issuer of interest. Performance of portfolio holdings in our two mutual portfolios is monitored, reconciled and attributed on a country by country basis. Portfolio performance updates for same have occurred and been reported on monthly or bi-monthly since 2001 as indicated in two marquees near the top of every web page at PanGeoInvestment.com and in tables on Welcome, Performance and Also Eligible pages of this website. 

From 2002 to 2004, considerable time and effort was also devoted to phoning Canadians on behalf of the federal government, explaining to them the merits of conducting certain engineering tests on their home to determine how to improve its energy efficiency.

Over the course of the new millennium, PanGeoInvestment.com website has been expanded progressively from the original three page site to 12 web pages today. Gary Hamill is responsible for conceiving, designing, programming, producing, authoring, updating and maintaining this website including its presentation, content and color schemes. This website is believed to be the first one published having multi-color-coordinated web pages, tables, ads and search. His elaborate research, summary, analysis and evaluation of ecological risks and survivability is very evident on the six Investigations web pages of PanGeoInvestment.com today.

To even date, despite modest marketing activities to date and creation of this website only in English, according to our interpretation of Google Analytics™ data, PanGeoInvestment.com web pages had visitors from at least 125 countries, including from more than 280 major cities around the world, during the time from summer solstice, 2009 to the date of this brochure. Where people were at the time of their visit to PanGeoInvestment.com is tabulated in percentage terms by country on Welcome and by major city at InvestorDataBlock , in tables near the bottom of these two web pages.

2. Material Changes: We update the information contained in this brochure presentation as needed including when there are material changes affecting Pan Geo Investment Inc. We file annual updates of our brochure to the SEC each year, or more frequently than that, as per their regulatory requirements.  

3. Table of Contents: This narrative brochure is made up of items 1 through 19 as depicted herein. The date specified in the title here is the date of the last update of this brochure.

4. Advisory Business: Pan Geo Investment Inc. has been registered with SEC since April, 2000. This advisory is owned by Gary Hamill. It is a private company incorporated in BC, Canada.

Pan Geo Investment Inc. is highly-automated and seeks globally to research, screen, analyze, interpret and invest in entities that are forward-looking, focusing heavily on expected future growth. Included in this assessment is analysis, interpretation and judgments concerning ecological and currency exposure risks. There has been no fundamental change in modus operandi since inception of the firm in 1997.

Independence: Pan Geo Investment Inc. is an independent investment advisor. We are independent and do not receive any incentives, third party or soft-dollar payments for selling any investment products or services or making particular recommendations to invest.

Conflicts of Interest: Pan Geo Investment Inc. has no material investment-advisor-related conflicts of interest. Further, Pan Geo Investment Inc. does not, nor do any of its directors, officers and/or advisor employees, engage in other business activities that may create the perception that it has potential conflicts of interest affecting clients or customers of Pan Geo Investment Inc. There is no history or precedent of a time conflict affecting the duties or performance of Pan Geo Investment Inc. personnel, and that is our policy going forward as well.

Asset Classes: Pan Geo Investment Inc. evaluates securities globally including most major asset classes such as common shares; mutual funds, trusts; bonds, notes; index futures; commodities; currencies, cash; and money market instruments. We are an integrated Investment Advisor. We are not licensed to, and do not get involved in making recommendations on or providing advice concerning commodities, options, futures, forward currency contracts, mortgages or real estate. In the past, especially with the Capital Appreciation objective, portfolios produced have included mostly common share issuers and to a lesser extent bonds, notes; mutual funds or closed investment funds; money market instruments or currencies. Commodities and futures may also be incorporated into the analysis using our PI2 software.

Not levered: Our standard procedure for producing mutual portfolios or private portfolios involves the assumption of making long, unlevered investments even though our PI2 program can model short positions and use of leverage.

5. Fees and Compensation: To a certain degree, our fees are negotiable mainly because the nature and terms of services provided vary. We do not favor one client over any other. We do not assess transactions-based fees for trading securities other than for the time it takes to effect the transaction. Irrespective of whether we are using dedicated-time-spent or portfolio performance criteria to calculate and charge our fees, we pass along all third party costs to the client as incurred such as brokerage fees. Clients may decide if our fees are to be deducted from their assets or billed for periodically. Third party fees generally do not include custodial fees (see section 15 below).

Schedule of Fees: For at least the first half of 2012, we hereby offer to be engaged by written agreement to provide our services as advisor for a third quartile level of time-based fees or a second quartile level of performance-based fees. Alternatively, the mean or median fee of advisors registered in United States may be used if we are engaged to provide services before July 1, 2012. Thereafter, our fees for services offered to prospective clients may change. If there are any material changes to the information in this brochure including our fees, this brochure will be updated and promptly re-filed with SEC.

Website Orders: The cost of some services ordered at PanGeoInvestment.com may be prepaid utilizing the third party Paypal™ payment system, which does accept various credit cards. Alternatively, the customer can order any of our spot service mode of website services currently available directly from us by mail and be billed for it at the time the service is delivered to them as specified either electronically over the internet or via mail service providers. During 2012 at least, we have decided to suspend our spot service mode of ordering one-off portfolios and investor data blocks so these investor services are available in 2012 only by privately-agreed terms depending on the nature and terms of service the customer requires. Modifications to services offered may also occur if a prospective client requests we do so as part of its terms of engagement with us as Investment Advisor, in response to applicable laws, rules and regulations or for other reasons.

6. Fees and Side-by-Side Management: We prefer operating with the added incentive associated with performance-based fees but do not require it. Regardless of how we are compensated, we do not favor one or more particular accounts over any other.

7. Types of Clients: We have no minimum account size or activity requirement. We have no preconceived notion or preference concerning the type of client we may provide investment advisory services to. They must be legally able to obtain advice from us given our status as a non-resident advisor to entities in the jurisdiction of the United States Securities and Exchange Commission or state securities authorities of the United States.

8. Methods of Analysis, Investment Strategies and Risk of Loss: The primary focus and competitive advantage at this advisory is independent research and evaluation of information and deployment of precision automated intelligence capabilities to drive and assist portfolio investment decision-making. When our clients act directly to invest or have us invest on their behalf based on Pan Geo Investment advice, we have effectively provided them an alternative to investing in mutual funds, hedge funds, exchange traded funds, index funds, closed investment funds, sponsored wrap accounts, private bank client services, folios, etc. The risk of loss on investment generally exists whenever any entity is investing in capital markets, and that includes on investments made by Pan Geo Investment Inc. as advisor.

About Portfolio Investor 2012™: Beyond investment services provided through contractual arrangement or other agreement, Pan Geo Investment also offers its spot portfolio investment advisory service directly to investors via this website. At this site, you are able to order the latest results from the powerful and comprehensive Portfolio Investor 2012™ © program ("PI2"). We find, analyze, interpret and specify the relevant information in PI2. Then PI2 is configured to run. Depending on the configuration set, any of a vast number of investment strategies can be dictated by the advisor. Based on the specification of thousands of variables and settings, PI2™ has the capability to create tens of millions of different portfolios that range from being global in scope to local. PI2 facilitates portfolio investment decision-making through implementation of investment strategy, a means of portfolio diversification and asset allocation targets.

Limitations: PI2 (Portfolio Investor 2012) is subject to the limitations associated with any model-based system. Beyond what has been programmed, the nature, quality, integrity, type and quantity of information input is very important.

Option to Exclude PI2: Clients can request that we not use the automation support provided by PI2 as an influential aid to our decision-making. That would mean the Investment Advisor would be making on the client's behalf any discretionary decisions required concerning investments in securities without reference to, or reliance upon, PI2 output.

9. Disciplinary Information: There is no disciplinary information to disclose. There has not been a disciplinary action against Pan Geo Investment Inc. or anyone working for Pan Geo Investment Inc. as Investment Advisor. We are not aware of any complaint filed regarding us by any client of ours or anyone else for that matter. We endeavor to keep it that way.

10. Other Financial Industry Activities and Affiliations: We have none to report to date. Pan Geo Investment Inc. is an independent investment advisor not resident in United States. We do not have business relationships with other advisories. We do not recommend or select other investment advisors for other parties. We use third party brokerage and custodial services as agreed to by our clients.

11. Code of Ethics, Participation or Interest in Client Transactions and Personal Trading: Holdings: Pan Geo Investment Inc. discloses to customers at the time a website order is filled for each customer if it holds, and the extent of any investments Pan Geo Investment Inc. and any owner, director, officer or advisor of Pan Geo Investment owns, in all securities being recommended. To the date of this brochure, no such disclosures have been required or made.

For clients that retain us over a period of time for ongoing, reportable discretionary or non-discretionary investment advisory services, Pan Geo Investment Inc. and any of its directors, officers and/or advisor employees must sell any positions held in securities we intend to buy on behalf of any client before the investment in that security issuer is transacted on behalf of the client. Once a particular security is invested-in for a client, then Pan Geo Investment Inc. or its director, officer and/or advisor personnel may buy back into that same security. For more specific information about our policies, procedures and practices concerning such matters please contact Pan Geo Investment Inc.

12. Brokerage Practices: Irrespective of whether we are acting on a discretionary or non-discretionary basis, clients are billed by us for all third party brokerage fees encountered by our client accounts at the cost charged by the broker for brokerage services rendered to us. We do not routinely recommend, request or require that a client funnel transactions through a particular broker-dealer. Clients may instruct us to direct brokerage but we do not recommend this to any client. We have no prior arrangements with any broker to conduct any of our client business there in-part or exclusively, on an ongoing basis, for a period of time. We seek to obtain best execution at the lowest cost for all our trades, however, there is no guarantee this will occur. Depending on instructions possibly provided by certain clients regarding trading of securities on their behalf, to reduce transactions costs, we may aggregate two or more clients buy or sell orders. We receive no research, perquisites, credits, favors, money or any other inducements beneficial to us from securities brokers should we send any of our clients' business to them. We receive no so-called soft dollars from any third party. We do not sponsor any wrap fee programs.

13. Review of Accounts: We review all accounts on an ongoing basis as deemed necessary in the normal course, by the dictates of the marketplace or upon receiving a specific request or instructions to do so by the client. Since 2001, our portfolio performance updates, review, reporting and the associated record-keeping has occurred, on average, more frequently than monthly. Often, reporting about our performance has occurred bi-monthly.

14. Client Referrals and Other Compensation: We do not compensate people or organizations for referrals to us. We receive no economic benefits from those that are not our clients that pertain to any investment advisory service performed by us for any entity.

15. Custody: We are not custodians and do not take custody of our clients' securities. Therefore, any custodian fees encountered by our clients would generally be charged directly to them by the custodian, not billed to the client by us as part of third party costs incurred by Pan Geo Investment on their behalf (also see section 5 above). Periodically, account statements attesting to what assets a client of ours has at a particular custodian would be sent directly to the client from that custodian.

16. Investment Discretion: We do provide both discretionary and non-discretionary investment advisory services. Clients may request that we exercise our discretionary authority to act on their behalf to manage their securities, buying and selling securities as we deem to be suitable for them as per any instructions, guidance, market knowledge, trading orders, investment strategy, know your client and/or other information they may have communicated to us.  

17. Voting Client Securities: We will do what the client requests we do for them with respect to voting securities they beneficially hold.

18. Financial Information: Pan Geo Investment Inc. is a going concern and has no debt. It has operated continuously since 1997 and prior to that in an unincorporated mode. More information concerning its financing, revenue, funds under management and ownership are shown by country in a table presented at our Welcome home page and by major city at InvestorDataBlock web page of PanGeoInvestment.com.

19. Requirements for State-Registered Advisors: Pan Geo Investment Inc. is a foreign advisor not resident in United States.

Trademarks™: PayPal™ is an eBay Company. Visual Basic™© and Excel™© are trademarks for Microsoft Corporation programming language and spreadsheet copyright-protected software respectively. Google Analytics™© is a trademark of Google Inc. website traffic monitoring and analysis copyright-protected software. Portfolio Investor 2012™©, PI2™©, PanGeoInvestment.com™© and Investor Data Block™© are trademarks and copyrights of Pan Geo Investment Inc.

End of Current Brochure

Other Operating Information

Sources & Resources: This Company obtains information from many sources. We rely on widely-disseminated public information to help provide a dynamic foundation for evaluating securities. We adhere strictly to fair disclosure laws.

Security: As any going concern would or should, we police and protect our credit rating, identity, money, securities, trademarks, copyrights, processes, programs and other intellectual property and physical assets against unlawful and unethical activities. We extend the same due diligence to any client assets we may have in our custody in the course of our duties. We conduct due diligence concerning every order we receive to be sure it is legal and advisable for us to proceed. We realize we have fiduciary duty. We take that responsibility seriously and strive to protect the confidentiality privilege, personal privacy and identity of our clients and potential clients as prescribed in applicable rules, regulations and laws governing the industry. We value our reputation and work hard to ensure we remain a trusted advisory for the new millennium.

We document perceived transgressions we become aware of if legal action against a third party is reasonably anticipated at some point. We try to monitor and document any acts leveled against us not in good faith including possible corporate espionage, influence peddling, stalking, rumor-mongering, misrepresentation, defamation, spamming, unauthorized distribution, intellectual property sweeping and swiping and so on. We protect this website and our computer systems and networks from bogus orders, viruses, spam and phishing activities to the best of our ability. We track characteristics of visitors to PanGeoInvestment.com web pages and have access to logs that show, for example, what search engines crawled our site's content and exactly when that happens. We sometimes conduct follow-up review of who these search companies are and what their business purpose is in repeatedly indexing our content. Certain entities that have crawled our site routinely for long periods of time appear to have motivations and a modus operandi that is questionable, perplexing and/or actionable. Consequently, we have a recoveries function that has been operational since 2006. So far, it has only monitored and collected various information. However, we may have to commence injurious recovery actions against certain entities with respect to what we have published at this website and when, in particular, concerning carbon capture, storage and sequestration and who may have used our proprietary research and analysis as an impetus to sell their reports to third parties for their significant monetary, reputational, promotional traffic-building and other gains; the advisability, as outlined in our May 11, 2010 Comment shown still today at Know Your Client web page as part of our Know Your Adviser log, of a second relief well in the Gulf of Mexico Macondo Deepwater Horizon oil-well blowout disaster, which very soon thereafter was drilled by BP; our conception, the Gray Rain and Snow hypothesis, as published here soon after the Pakistan flooding disaster of July, 2010 and included still now on our Investigations0 page; our ecological risk analysis and ecological survivability framework and, more generally, everything published here that is attributable to what was conceived, explained, analyzed, advised and/or interpreted by us as the author, as opposed to being a review, summary or reference to the work, ideas, data, theories, analysis, interpretations and/or findings of others.

Authorization Regarding our "Gray Rain and Snow" Hypothesis, published at PanGeoInvestment.com, August 2010: We think NASA is in the best position to advise with respect to what we presented here at PanGeoInvestment.com concerning our Gray Rain and Snow hypothesis (click to our Investigations0 web page to read what we wrote and published about this in August, 2010). Accordingly, we ask those who historically appear to be distributing, acting as a conduit for, or unsolicited advisor to, others about our research, analysis, interpretations, ideas and advice, sometimes promptly after we publish it, to various clients of theirs without consideration to us or our authorization to do so, to respect our rights, intellectual property and commercial objectives. Over the course of a generation, we have funded considerable research and development internally. We expect to garner revenue from these efforts, not for others to capture the cash flow and notoriety accruing from it. Furthermore, we earn our revenue partly from visitors who come to our site to find out what we are saying about this and that and pay for our services as offered herein, or who click-through on advertisements or search engines at this website. So we want to authorize funneling our stuff here only to NASA via their bosses or directly and let them take it from here because we cannot confirm this hypothesis on our own. And we do not want others to swoop in without our authorization now that we have done all the hard work and brainstorming. Thank you. If NASA receives, or has, the authority to take over this particular mission from us, hopefully they will compensate us according to the contribution we made. We'd appreciate that because we like to benefit commercially from what we do, too and so far, quite frankly, we have not. So this is why we are trying here to restrict our possible authorization explicitly, so we will receive some payment for valuable services rendered by us.  

Investment and Operating Risk: We do not knowingly invest, or give advice to invest, in any company or security where the issuer operates in a smoky gray way, making money off pursuit of smoky gray activities as we define it. Unlike the overwhelming number of financial institutions out there, green advisors like us invest only in entities that actively seek to reduce pollution and are not a shade of gray, or are already clean and green. Regrettably, those same institutions access funds from central banks and elsewhere for a fraction the cost of capital that we have experienced, they obtain vastly-more funds for their capital base to supplement the enormous resources they already have. Furthermore, they use those public monies to delve into a wide range of other businesses that have little or no connection to banking. These graying financial institutions often seek to craft a public image that they are "green". It is very hard for us to compete with them and help drive clean and green change in such an environment. Lastly, we do not want to be supervised, tracked, monitored or otherwise regulated by such competitors.

Capital Requirements: Unfortunately, all the barriers that historically kept conglomeratic financial institutions out of too many conflicting financial and investing business segments have long ago fallen by the wayside. For example, bank advisors can easily obtain vast capital from their bank arm. How are we supposed to compete with that? We've operated to date with zero access to external capital, nothing at all. Bank advisors should be cut off from capital or companies such as ours should have access to capital mandated by government so our capital needs are satisfied in precisely the same way bank advisors are. Another consequence of this very challenging regulatory environment is new, green investment advisors have less impact than gray status quo bank advisor types. We need much more clean, green investing much faster worldwide! If we are going to solve climate change, assess ecological risk-taking and greatly expand clean technologies, we need pervasive participation in capital markets by green money managers who know what they're doing.

Political and Competitive Risks: We are not political people at this advisory. We are a private company working every day to perform our role as a responsible, independent advisor. We prefer to remain in the background if we can still prosper by so doing. However, if we feel our intellectual property is being misappropriated or our views misrepresented by other interests in any jurisdiction, we will respond accordingly.

Comment

February 13, 2011 - Green advisors and banks are very valuable entities for society. Unfortunately, they are up against a formidable array of gray bank advisor types that have become accustomed to the high life but who contribute less to the progress, health and wellness of society. So we have impediments to progress, friction on the wheels driving change forward. Far too often, gray advisors are a detriment to progress. They stand in the way, obstructing, or worse, disrupting green efforts. They act like a moose on the highway when a trucker needs to get that load of bread to market. Just get out of the way is all you have to do! To expedite this process, it's time for central bankers to direct significant low-cost capital to bonafide green banks, not gray ones. No chameleons. A good example of green advising at work is in establishment of a social cost of carbon. We believe what the authorities really need to assess is the cost of ecological survivability. Military people already realize they will be called on increasingly as the next ecological disaster unfolds, outstripping the capacity of civilians in the area to respond. One way to estimate the magnitude of the cost of carbon, a subset of the costs of ecological survivability, is to listen to coal and other heavy fossil fuel executives snivel and whine about how very expensive it is to subtract, that is sequester, one tonne of carbon dioxide safely from the Earth's surface or from the biosphere. Scotland may have 10% of Europe's coal "reserves" but they also may have more than 10% of Europe's coal-related environmental liabilities. Alberta, Canada claims they have the second largest "reserves" of oil after Saudi Arabia. However, in Scotland and Alberta, a huge amount of so-called reserves are actually a mere resource due mostly to high environmental costs associated with those projects. Given how climate change is already upon us and that much more lies ahead for our children unless we solve this riddle, heavy fossil fuel executives everywhere should have to post a bond sufficient to cover the full cost, including monitoring, of environmental and local health liabilities potentially associated with a proposed carbon dioxide burial scheme, prior to undertaking a project. Historically, typically those same parties, coal and heavy oil executives, have downplayed or misrepresented environmental risks associated with their projects. In no small measure, that's partly why we are in the fix we are in today, with a warming planet. But now today, in a peculiar twist of bravado, murky fossil fuel interests are unwilling to pony up the cost of potential chaos and calamity associated with the outfall of their poorly-conceived projects. The extra cost to get to the contingent-burial stage for underground sequestration of carbon dioxide frequently is of the order of $75 to $150 per tonne of CO2. This analysis depends on many variables that may push the total far higher, into the $200 to $300 per tonne range. Currently, the best single-value estimate is about $125 per tonne. This amount is many times the recent trading range in Europe for carbon dioxide emissions or the carbon price tacitly assumed by various governments which is generally more like $20 per tonne. In our opinion, the cost of ecological survivability is not $20 per tonne, that's a ridiculously-low figure. Gray bank advisors may parade such a number as "realistic". But even coal and heavy oil executives know it's a crock. So we ask why do we persist with ultra-expensive rearguard actions to forestall the inevitable demise of a moribund industry segment? If there's a segment rotation happening in the markets out of a pollution-intensive fossil fuel and into an alternative energy, so be it. Let the transition play out. Don't try to impede this transition or lessen the blows to some portfolios or job types from the inevitable downturn in fossil fuel segments of the energy industry. Why put good and precious public funds on the line to prop-up bad industrial investments that are already sunk costs and headed for write-off in future? The public do not want to pick up this tab. Coal-burning power and industrial facilities need to be shuttered if the parties involved are not going to be fully-responsible for the follow-on economic costs and consequences from pollution generated by their businesses. Otherwise, there are no disincentives and mechanisms to stop calamitous outcomes off-shooting from our seemingly-endless list of gray undertakings still happening around the world today. Green regulations will be much less onerous if we have a significant floor price set for carbon markets plus a carbon tax. That's our view as green advisor carefully examining ecological risks and survivability.

Spot service order mode not offered during 2012 for the following services

Ordering Portfolios using Buy Now buttons to Pay - sorry, no spot service order mode in 2012

Mutual Portfolio Option: To pay for a mutual portfolio by credit card and/or a PayPal account, click on a Buy Now button below which results in processing payment for your order through PayPal™ (PayPal - Welcome). Mutual portfolios generally contain between 10 to 20 securities but the exact number could be outside this range. Alternatively, to order a mutual portfolio without using a Buy Now button, refer to the example and ordering section below the Buy Now buttons. However you pay for your order, please also complete and send the appropriate part of the Know Your Client form for mutual portfolios on the Know Your Client page of this website.

Pan Geo Global Capital Appreciation Portfolio - sorry, no spot service order mode in 2012

Pan Geo 100% American Strength Growth Portfolio - sorry, no spot service order mode in 2012

Example 1: Mutual Portfolio: Suppose on the Know Your Client page you have entered 30 opposite the Capital Appreciation objective because you decided you would like 30 securities in your portfolio with a Capital Appreciation objective. To include only US issuers, indicate that in information field number 15 of the Know Your Client form. Because this portfolio is very similar to Pan Geo Global Capital Appreciation Portfolio or Pan Geo 100% American Growth Portfolio (ie as tracked in the marquee banners at this site) and there are no specific run-time stipulations unique to this portfolio, it is considered to be a mutual portfolio. There is no special computer run required to produce this output. We routinely make such mutual portfolio runs so the output has already been recently generated. Therefore, the cost of this portfolio is $4 per security requested or $120 including all applicable taxes. All prices cited are in terms of US dollars. Clearly identify if special delivery means is requested (in Know Your Client form field 15). Please add the cost associated with special delivery to your order and send it directly to Pan Geo Investment Inc. not through the PayPal system.

Private, Custom Designed Portfolio Option - sorry, no spot service order mode in 2012:

Here, we custom design portfolio orders for our clients based on what they specify. Refer to other information in this section for more details about having your own portfolio built to order.

To have a custom-designed, private portfolio produced particularly for you or your organization, include a name for the private, custom portfolio together with a summary description of how you would like this portfolio produced. Please also enter the same portfolio name in box 15 of the Know Your Client page so we can match the two up without your providing any personal information in the Summary Description of Private, Custom Portfolio box below. You may enter your portfolio specifications in the box below and Click on the Submit button or send your description in the mail directly to us. Then please pay for your order using either PayPal or by sending payment via mail to us. You also need to complete and submit the Know Your Client Form on the Know Your Client page of this website as that information constitutes part of your custom portfolio order.

Please note that we do not make recommendations on or provide advice about commodities, options, futures, mortgages or real estate. We mail clients a written disclosure statement or brochure upon request.

For a private, custom designed portfolio you may specify parameters such as whether to limit to US securities only; target allocations by nation, currency, asset class or industry; a time horizon in years; amount of funds available for investing now; time horizon, effective tax rates for dividend income, interest income and capital gains; tax deferral period if any.You may direct us to make particular assumptions about relative currency values, inflation rates and / or interest rates. Extra information about your income needs, tax matters and other investments may be specified on the Know Your Client Form on the Know Your Client page. We will dedicate a specific PI2 program run to you or your organization and send you those results and file number.

The cost of producing this unique, tailored portfolio is $120 which includes recommendations on up to 20 securities. If you would like a larger custom designed portfolio than 20 holdings, please send your order directly to us rather than through PayPal and add $6 per security for every security being requested beyond 20. If for any reason, and at our sole discretion, we are unable to fulfill a particular order requested we promptly return payment to that party and advise them accordingly.

To pay for a custom designed portfolio by credit card and/or a PayPal account, click on a Buy Now button below which results in processing payment for your order through PayPal™ (PayPal - Welcome). Alternatively, to order a custom designed portfolio without using a Buy Now button, refer to the ordering section below the Buy Now button. Irrespective of the method of payment, you need to send us your Summary Description of Private Custom Designed Portfolio as described above and a completed Know Your Client form. Refer to the Know Your Client page of this website for the Know Your Client form.

Private, Custom Designed Portfolio - sorry, no spot service order mode in 2012

Example 2: Private, Custom Portfolio: If on the  Know Your Client page you decided you would like 30 securities in your portfolio with a Balance objective enter 30 opposite the Balance objective (Know Your Client form field number 19). If you have specific information about how you want the portfolio constructed, complete the Know Your Client form in its entirety. Enter the design information for your portfolio above. The cost for this job is US $120 plus $60 extra for the 10 securities beyond 20, for a total of $180. We ask you send this order directly to us rather than through PayPal because the latter is currently set up to handle only fixed payment amounts for orders, namely $120 for a portfolio containing up to 20 securities. 

Ordering Portfolios by Mail, Paying by Check - sorry, no spot service order mode in 2012

Ordering: The cost of service for mutual portfolios is $4 per security requested, in US dollars. The cost of service for custom-tailored portfolios is $6 per security requested, in US dollars. For an illustration of our pricing mechanisms, please refer to the Examples above. For information on ordering Investor Data Block results only, refer to the Investor Block section of the InvestorDataBlock  page. To order a custom designed private portfolio, refer to that section above on this web page. Unless you are ordering using Buy Now buttons via PayPal, first-time investment advisory service orders direct to Pan Geo Investment Inc. must be signed and sent by mail accompanied by the information requested as outlined on our Know Your Client form page. These first-time orders should be prepaid by check made payable to Pan Geo Investment Inc. and sent to the following mailing address:

Mailing Address:  Pan Geo Investment Inc., 30018 - 8602 Granville St., Vancouver, B.C. V6P 5A0 Canada

Re-ordering portfolios: Once the payment cycle is complete, subsequent orders may be charged to your account. You may re-order by mail, e-mail, using the Buy Now buttons or by phoning 1-604-321-0666 or 1-778-848-9671. If you are re-ordering electronically via e-mail, you only need to include Know Your Client information that has changed since your previous order plus the identification and shipping information fields 1-17 of that form. Include all applicable Know Your Client information in the numbered sequence that coincides with the numbering of information fields on this Know Your Client form.

Other Information about Ordering - sorry, no spot service order mode in 2012

Delivery: Orders will be delivered by us according to the address you specified if payment was made through PayPal, or as per your instructions if payment is made directly to Pan Geo Investment Inc. In the latter case, please specify the means of delivery explicitly and add sufficient funds to cover the costs of any expedited delivery. Otherwise, results are sent by first class priority mail to the Mailing Address on your Know Your Client page.

email: garyhamill@pangeoinvestment.com

Privacy: All information provided to us by our clients is held strictly confidential and private. It is not used for any purpose other than to help us give advice suitable to you or your organization.

Timing of Orders: All spot service orders are queued upon receipt and are processed as expeditiously as possible on a best efforts basis. 

Multi-Stage Orders and Contract Orders: You may include multiple orders to be executed in stages on or about specific dates identified. Insofar as the timing of order fulfillment is concerned, we complete each stage on a best efforts basis only. Upon notification, clients have the right to terminate this service without penalty at any time. Contractual arrangements may be negotiated with the advisor identified towards the bottom of this page.

Limitation: If your order appears to us not to be suitable for the party identified on the Know Your Client form, we will contact you concerning this situation or notify you we are not able to fulfill this particular order. In the event you request more securities than we are able or prepared to advise you or your organization about at the time the order is received, we will include a partial return of funds to you or credit to your account as the case may be based on the shortfall in the size of the portfolio filled versus the size requested.

Ordering Investor Data Blocks™ - sorry, no spot service order mode in 2012

Outside of our Investor Data Block auction process described in the next section, each 100 x 100 whack of information and metrics is available iff the spot service mode of ordering is being offered (which it is not during 2012), for the fixed price of US $39. To obtain a paper copy of the latest Pan Geo Global Investor Data Block or Pan Geo 100% American Investor Data Block expose signed by the SEC-registered Investment Advisor responsible for producing it, return the subject words "send global IDB for $39" or "send 100% American IDB for $39" to garyhamill@pangeoinvestment.com together with the order contact name, billing party and address for delivery. Or mail your order with payment to: Pan Geo Investment Inc., 30018 - 8602 Granville St, Vancouver, B.C. V6P 5A0 Canada

To pay by credit card and / or a PayPal account, place your order by clicking on a Buy Now button below which results in processing payment for your order through PayPal™ (PayPal - Welcome). PayPal is an eBay Company and Buy Now buttons are their payment system.

Pan Geo Global Investor Data Block - sorry, no spot service order mode in 2012

Pan Geo 100% American Investor Data Block - sorry, no spot service order mode in 2012

Investor Data Block Auctions - sorry, no spot service order mode in 2012

There is currently no auction in progress but you may still order an Investor Data Block of your choice for US $39 as described at InvestorDataBlock . Previously, Pan Geo Investment Inc. was auctioning up to 20 copies of its Investor Data Blocks, either Global or American, to the highest bidders on or before the auction deadline set.

When an auction is occurring, a quorum of at least 3 eligible bids is needed to trigger the auction. For the last auction, a reserve bid of only US $7 was in place for each Investor Data Block. To submit a bid, reply with your bid amount for a specified Investor Data Block either Global or 100% American, on or before the auction deadline to garyhamill@pangeoinvestment.com. All winners are notified by reply to their email bid.

Winning bidders are asked to forward payment by check for the lowest accepted Dutch auction bid amount to us at: Pan Geo Investment Inc., 30018 - 8602 Granville St., Vancouver, B.C. V6P 5A0 Canada. A signed and initialed paper copy of either the Pan Geo Global Investor Data Block or Pan Geo 100% American Investor Data Block as specified by the winning bidders is sent by standard international mail delivery to the address provided. The identity of all auction participants is private and confidential.

Pan Geo Investment Inc., a trusted advisory for the new millennium, has been producing globally-integrated portfolio investment evaluations transparently using our exclusive, proprietary software since 1991, the dawn of the Internet.

Copyright ©  1997- 2012 and Trademarks™: Portfolio Investor 2012, PI2, Pan Geo Investment, all content at PanGeoInvestment.com, PanGeoInvestment.com, Fruit Patch, Pan Geo Global Index, Weighty 83 Index, WE Index, Also Eligible 100, Pan Geo Global Capital Appreciation, Pan Geo Global Green Opportunities ("GO") Fund, Pan Geo Global Investor Data Block, Pan Geo 100% American Strength, Pan Geo 100% American Strength Growth, Pan Geo 100% American Investor Data Block, Pan Geo Investment Global Table and Pan Geo Investment Eco-Flags Table - Dusty, Sandy Brown Afflicted Countries; Murky, Hazy Crimson Red Sunset Countries; Smoky Gray Day, Carbon Black Night Countries; Sky Blue, Forest Green Eco-Touring Countries; Eco-Flags; Green Earth Memoranda and Solution ("GEMS"), Toll Scroll, Aqua Works, Chartreuse Works, Light Yellow Works and Yellow-Lit Mud Hut Fund are copyrights and trademarks of Pan Geo Investment Inc. and are intended for private, non-commercial use unless otherwise agreed to in writing from Pan Geo Investment Inc. Reproduction in whole or in part without the express written consent of Pan Geo Investment Inc. is strictly prohibited. All rights reserved.

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